Are You Covered By Workers’ Compensation As A Remote Employee?

Right now, the number of remote workers is constantly growing as employers started to figure out how advantageous this is for their businesses. The problem though is that with this rise there are also growing concerns in terms of legal matters. One of the problems is liability.

Workers’ compensation was designed to help pay for injuries that appear as the employee does work but what happens when work is done at home? While in many cases you will need to contact workers compensation attorneys in Wilkesbarre to help you out, the basics are presented below.

More On Workers’ Compensation

Workers’ compensation policies are built based on some state laws, which is in itself a little problematic since laws are different in different states. As an example, in some US states, employers with a single employee need to get an insurance policy. In other states, there is a different minimum required, like five employees or fifteen employees.

The coverage of the injury will depend on the policies that are in place and the local laws. This is what creates the problem with the remote workers. There are cases in which when you are injured as you do work in your home office is compensated. However, this is not always reality.

Extra Risks

Telecommuting employees do not work in an area where they can be monitored by a supervisor. This means that the employers can be at extra liability risk. Employers cannot monitor the activities of the employee and cannot properly control the safety precautions that are listed in the working environment.

Sometimes, employers would establish some extra safety measures that would mitigate risks. For instance, working hours and clear break times would be enforced so that accidents that happen during the night would not bring in liability for the employer. It is also possible that some work activities are listed as being permissible in the working agreement. When something else is done that is not presented there, liability would not exist.

We should also add that the employers that hire remote workers can increase supervision levels with the use of task-monitoring software. This means the activities of the employee on a computer are recorded. When claims appear, the employer does have access to data that could show how and when the software was used, together with computer idle time. This could help the employee prove its case or the employer protect itself against dishonest claims.

Final Thoughts

Being a remote employee does bring in some extra problems when it comes to workers’ compensation claims. However, with the help of an experienced and knowledgeable workers’ compensation attorney, you can so easily navigate the entire process and obtain the financial payment you deserve.

Remember that when you try to file the claim alone, it is quite simple to get derailed. You might end up faced with an unwanted situation in which your claim is denied because you did some mistakes as you filed your claim. Fortunately, you can hire an attorney even if this happened since there are other options available for you to take advantage of even with a denied claim.

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